If you have specific questions about your accounts, please log into online banking and submit a secure message or call 205-320-4000. Mobile Banking App. Americas First Federal Credit Union provides financial services to credit union members in local communities from 21 branch locations in 14 cities across Alabama. Credit Union of America has loans for personal and business needs as well as loans designed for our teachers and healthcare workers! ACU is the Credit Union … You'll also gain financial flexibility for things like home improvements. Join Today. When rates are low, lock them in with a fixed-rate mortgage. Read below to discover options that fit your unique needs, use our simple calculator to estimate potential payments, then apply for preapproval. You’ll only need a qualifying credit score and a history of your most recent 6-12 months of mortgage payments. Unauthorized account access or use is not permitted and may constitute a crime punishable by law. While this calculator offers general estimate information, America First may not have a loan scenario that fits the criteria you have entered. Skip … All loans are subject to credit approval. Our new online application is all digital, allowing you to save time and stress when making one of life’s biggest financial decisions. Refinancing your mortgage can help lower payments or shorten the loan's terms. *Unless applicant is first-time homebuyer or qualified for a HomeReady loan. How can I find branch locations and hours of operation? We offer a 5/6-month option—the first numeral (5) is the years a fixed rate will be in effect. Let's take a closer look. Please note that America First is not responsible for any information, content, or … Register here. 2020 Tax Statements. August 31. Finding and funding your vehicle is easy – do it online, over the phone or in person! Our new application is all digital, allowing you to save time and stress when making one of life’s biggest financial decisions. … This linked site is not bound by the America First Privacy Policy found by clicking here. Purchase or Refinance; Home Equity Programs; Home Improvement Loan; Mortgage Team; Mortgage Rates & Fees ; Mortgage Application; Your Property; Closing and Beyond; America's Credit Union Share Something Special. At America First, we are focused on helping you have the best mortgage experience possible. Dollars. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . Where can I find COVD-19 related branch hours? Apply for a VA Interest Rate Reduction Refinance Loan (IRRRL). *Message and data rates may apply. Sign in to your account Welcome back! This financial calculator is an internet-based application intended to help you analyze your financial needs and is for informational purposes only. Make a Payment. Please view our America’s Credit Union will NOT ask you to update your information through an e-mailed link or a cell phone text message. ©2019 America First Credit Union. Sign in to view status or complete next steps on your loan. This calculation is based on the information you entered for illustrative purposes only and is not a loan application, nor does use of the calculator guarantee loan terms or approval . This calculation reflects amounts in U.S. America First Credit Union respects your privacy. Conventional loans are those that are not associated with government programs, such as Federal Housing Administration (FHA), but they offer great rates and friendly terms. After five years, the rate goes variable—decreasing or increasing every six months according to an index & margin—potentially raising or lowering your payments. In addition, this data should not be relied upon as the only source of information. America First Car Loan Rates. For specific inquiries regarding your situation, please call 1-866-224-2157 to speak with a mortgage representative. … Whether you have an existing loan with AmFirst or another institution, we might be able to work with you to save you some money by refinancing your home. America First Credit Union offers savings & checking accounts, mortgages, auto loans, online banking, Visa products, financial tools, business services, investment options and more to our members in Utah, Nevada, Idaho and Arizona. VA Interest Rate Reduction Refinance Loans (IRRRL). Home Equity (First Mortgage) – No Closing Cost, America First Charitable Foundation Scholarships. 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